Costs depend on your age, gender, smoking status, amount of coverage selected and any features to be included, such as return of premium on death or surrender. The best plan for your situation, at the best price, is our mandate.
An initial consultation with one of our seasoned professionals can educate and guide you so that we in turn can produce the appropriate quote(s) on your behalf.
Some examples of annual costs:
$100,000 of a plan featuring basic coverage (minimum coverage cancer, heart, stroke although in some instances the number of covered illnesses exceeds the minimum) with no added features for a non-smoking male:
Term 10 Term 100
Age 40 $438 $945
Age 45 $605 $1,318
Age 50 $960 $1,740
Age 55 $1,565 $2,457
Age 60 $2,260 $3,602
$100,000 of a plan featuring basic coverage (minimum coverage cancer, heart, stroke although in some instances the number of covered illnesses exceeds the minimum) with no added features for a non-smoking female:
Term 10 Term 100
Age 40 $435 $826
Age 45 $560 $1,050
Age 50 $710 $1,362
Age 55 $1,010 $1,829
Age 60 $1,385 $2,272
$100,000 of a plan featuring enhanced coverage (25 illnesses which includes loss of independence) with no added features for a non-smoking male:
Term 10 Term 100
Age 40 $489 $1,238
Age 45 $710 $1,736
Age 50 $1,078 $2,295
Age 55 $1,777 $3,180
Age 60 $2,720 $4,156
$100,000 of a plan featuring enhanced coverage (25 illnesses which includes loss of independence) with no added features for a non-smoking female:
Term 10 Term 100
Age 40 $525 $1,050
Age 45 $704 $1,424
Age 50 $954 $1,881
Age 55 $1,388 $2,540
Age 60 $1,918 $3,411
Please refer to the section on What is a Critical Illness for more details on the various illness included in the enhanced package.